Money Saving Tip #5: Buy a Magic Jack

I previously wrote about the money-saving benefits of using Skype for calling home while away. Of course I'm still a big Skype supporter, especially for totally free video calling and calling other Skypers for free. However if you need to call a land line from Skype, you are subject to their international calling rate of something like 3 cents/minute. While this is a still a really good deal, there is something better. The Magic Jack. (Thanks, Wes, for the suggestion!)

The Magic Jack is a small, simple device you plug simultaneously into your computer and your phone. It then enables you to pick up your phone and start making free calls to the US and Canada. It's pretty simple. Here are a couple things to know.

1. The Magic Jack service costs $19.95/year. There is a one time fee of $20 to purchase the device. So, the first year, your total cost will be $39.95. Subsequent years will be only $19.95. (By way of contrast, we spent about $60 last year buying Skype credit.) You are entitled to make and receive as many phone calls as you like--your total annual cost will still only be $19.95.

2. You will be given a free phone number with an area code that you get to choose. This means people can call you too. We chose our parents' area code in Washington State. That way, though we live in the UK, they can call us and it's a local call for them.

3. According to the website, you can make calls only to US and Canadian numbers for free. However, registered users can also purchase low cost minutes for international calls.

4. Along with the free local number, the service also includes free voice mail, call waiting, three-way calling and call forwarding.

5. This may just be a personal thing, but I thought the Magic Jack website looked kind of sketchy. If we hadn't known people who've used the service successfully, I would have been inclined to think it was a scam. Check it out, though, for more information and to order. Note, they do not currently ship to the UK--only to the US and Canada. If you're already in the UK, just have it shipped to family or friends and have them forward it to you.

Money Saving Tip #3: Use Skype

Most of you probably already know about Skype. For those who don't I'll give a brief overview plus a couple tidbits you might not already know.

Skype is a program that allows you to make calls from your computer to other computers so you can talk online for free. All you need to do is download the program to your computer and make sure that whoever you want to call has also downloaded it. It is then completely free to make international calls. You must, of course, have a microphone on your computer. If you don't, though, you can always buy one separately and connect it.

The other perk, is of course, the video feature. If you and the friends you're talking to have cameras either on your computer or installed separately, you can talk "face to face".

In addition to the free computer to computer calling feature, though, Skype also has a very cheap rate for calling phones. You still have to call from your computer, but you can call phones in the US for a little under 3¢/minute (that's USD, not GBP). This is a much better rate than you'll get with many phone cards here, many of which will expire within a month of purchase. Here are a few things to note:

-You can set up your Skype account with your payment info, so that if you need to buy more minutes, you can just click a button rather than fishing for your credit card info every time. Especially nice if you're running out of minutes during a phone call.

-Your minutes will not expire as long as you make a call every 180 days. This is from their website: "Skype Credit remains active for 180 days after your last use of a product or feature that uses credit. So making a single call, or sending a single text message will ensure your Skype Credit is active for a further 180 days."

Happy Skyping!